As you start to consider the potential possibilities of looking to buy a new house with a mortgage or refinance with one of the lowest mortgage rates today, there are some items you need to be considering in general. This is a low hanging fruit when it comes to tidying up your personal finances, and if you can spend a few more minutes on calculating mortgage information, then your efforts could result in not just securing the best mortgage interest rates, but you could also wind up saving yourself thousands of dollars in the process.
|Term||Rate||Monthly Payment||Get It Now|
|5 yrs Fixed||1.49%||$345** per $100,000|
|5 yrs Variable||1.54%||$347** per $100,000|
Even though it is far more important to secure any sort of deal with people and relationships that you can trust instead of just going for the lowest dollar, you also need to guard your own wallet. When it comes to looking into pricing for any major purchase that is great in both overall quantity and frequency, even a small amount of savings could theoretically add up to thousands, tens of thousands, or even hundreds of thousands of dollars over the course of the life of a mortgage.
That is exactly why you need to verify what the best-fixed mortgage rates and the best variable rate that can possibly secure far before you sign your name on the bottom line. As far as whether you want to deal with variable or fixed mortgage rates, that will all come down to the bottom line numbers and your unique situation. However, by looking to see what the specifics are with a calculator mortgage rate focus, then you can make the best decision based upon exact numbers. And, because current fixed mortgage rates could help you lock in a specific loan at a specific price, you could calculate your entire savings for the life of the mortgage all up front.
When it comes to understanding the best potential mortgage loan for you, it isn’t just the lowest current mortgage rate that always wins. When looking into any contract you have to be aware of the legal, regional, and even the industry-specific barriers that are involved. If you want a mortgage rate inside of Canada as opposed to the United States, for example, you have to look into mortgage rate Canada. You can’t expect to get the Canadian specific budget numbers unless you are searching for the mortgage rate calculator Canada and not the calculators in the United States or in Europe; it just doesn’t make sense. The barriers are up for a reason and you need to work with the lenders that understand the laws, regulations, and jurisdictions.
As you look for mortgages Canada, you can easily find the best possible loans and mortgage rates for your specific needs. The key is simply using tools like home mortgage calculator Canada to find what your definitive numbers will be. No one will watch your numbers and financial situation better than you can, so put the time and effort into discovering the lowest rates and secure your financial freedom today.
** Monthly payment has been calculated on 30 years amortization. Rates are subject to change without notice. O.A.C. E.&O.E.
The monthly payment for fixed rate at 25 years amortization is $399 and the monthly payment for variable rate at 25 years amortization is $402
This was our third property purchase and we have been using Harry’s expertise on all occasions with our mortgage needs. We have found Harry very professional, very thorough and when needed very discreet. He was able to put in action a plan that enabled us to improve our situation. He is non-judgmental and is able to make you feel comfortable and confident. He was very accurate with his paperwork and most importantly he did what he promised at all times.
Thank you again, Harry & Simran, you went above & beyond to help my parents and sister to secure a mortgage at an incredibly low rate. Your knowledge, along with your compassion and patience is above & beyond anyone else. Thank you, thank you, thank you.
Harry is outstanding. He was responsive to our needs, he worked hard & fast on a time-crunch! We live in Shelburne and getting the paperwork to them and having to deal with the over the phone was extremely easy and he even came to a place of our convenience to get the paperwork signed. He got us an excellent rate and we are very pleased. If you are looking for someone to help with your mortgage he is your guy!
I am very pleased to write this note in appreciation of what Harry did for me recently. He struck me as a professional who is very knowledgeable and very resourceful. He was very helpful right from the time of our initial contact. I was having difficulty getting a mortgage due to my bruised credit but he reassured me that there is always a way. He’s very warm and friendly and this combined with his professionalism made me very comfortable and less anxious. The mortgage was approved without any difficulty or obstacles. During the process, he was always there, available 24/7 for any questions. Harry is a one-stop shop for anyone shopping for a mortgage.
Harry’s expertise, professionalism and exceptional customer service made my refinancing process timely and efficient. I had a fairly new job and had a challenging credit, Harry consistently provided me great advice on how I can bring up my score. Even after all this he made the deal happen with an A lender! I believe anyone who uses his services will quickly see the value he provides to his customers.